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Mariam Karama

Mariam Karama

Acting Chief Operating Officer


Ifakara Acting COO since July 1, 2022

Ms. Mariam Karama is the Acting Chief Operating Officer (COO) since July 1st 2022. She joined the Ifakara Management in acting capacity following her new appointment at the end of June 2022 having served previously as the Institute’s Finance Manager.

Mariam is an Associate Certified Public Accountant (ACPA) with vast experience in working with Financial Institutions and non-profit organizations. Her specialties are: Business Administration and Financial Accounting. She has eighteen years cumulative experience in various financial management disciplines. She has worked in the banking sector, treasury management and corporate reporting.  

Mariam Karama joined the Institute in May 201o from the banking sector, where she worked for nine years. She holds a first class - BBA (specializing in accounting and finance) from the Zanzibar University. In 2006, she graduated with an MSc in Finance from Strathclyde University, UK.

Mariam is a Professional Accountant registered with the NBAA, as an ACPA holder. In 2016, she successfully completed a Diploma in International Public Sector Accounting Standards (IPSAS).

Mariam’s vast experience in the banking sector has contributed tremendously to the improvement of the treasury management in the institute. In addition, her treasury management experience has added a great value in transforming the payments system from the manual to more systematic based, through the use of digital banking. Furthermore, IHI benefited a lot, from her as part of the team, in the area of Foreign Currency Market.